IT Consultants
Professional Indemnity and Public and Products Liability Insurance.

  • Optimal balance of price and coverage
  • Flexible target premium options and customisable commissions

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IT Consultants

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Policy information

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Risk Medium

Product brochure

Policy Structure:Claims made Professional Indemnity
Occurrence-based Public and Products Liability
Target Profession:Information Technology Consultants
Reinstatements:2
Limit:Costs Inclusive
Excess:Costs Inclusive
Maximum Limit:$10,000,000
Maximum Fees:$5,000,000
Public and Products Liability:Compulsory extension
Fidelity:$50k automatically included – higher can be considered
Cover:Broad, Professional Services Description
Additional clarification:Broad definitions for:
  • Data
  • Information technology products
Look out for:
  • Exclusions with respect to certain activities
  • Services to banks, financial institutions, aviation, etc

Professional Services Description

Means the provision of the following accounting services:

  • Application service provider
  • Billing services
  • Building management services, including but not limited to: lifts, HVAC, lighting, access control, fire and evacuation management
  • Data communication services
  • Data processing and warehousing
  • Education and training
  • Help desk services
  • Installation or configuration of software or hardware, including virus protection software
  • Integration services, including but not \limited to Application Programming Interface (API) services
  • Internet service Providers / web hosting / internet services as a reseller only
  • Information technology general consultancy
  • Information technology recruitment and placement services
  • Manage Service Providers (MSP)
  • Security CCTV and systems supply and installation
  • Software and hardware: development and programming services
  • Software and hardware sales: own developed or exclusive importer
  • Software and hardware sales: reseller
  • System integration services
  • Telecommunications services, including but not limited to mobile phone, fixed line, PABX and VoIP services
  • Any other information technology services as defined by an Australian-based information technology association
  • Project management, network and maintenance services relation to any of the services listed above; and
  • Any other services agreed to by Us and stated on the Schedule

Out of appetite:

  • Internet Service Provider / Web Hosting / Internet Services: Tier 1 and Tier 2 Providers
  • End of Life (EoL) Systems Programming
  • Cyber Security: Managed Security Services Providers (MSSP)
  • Research and Development

Commercial & Digital Team

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Professional liabilities claim form

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Email [email protected]