Real Estate
Professional Indemnity and Public and Products Liability Insurance.

  • Optimal balance of price and coverage
  • Flexible target premium options and customisable commissions

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Policy Structure:Claims made Professional Indemnity
Occurrence-based Public and Products Liability
Target Profession:Real Estate
Reinstatements:2
Limit:Costs Inclusive
Excess:Costs Inclusive
Maximum Limit:$10,000,000
Maximum Fees:$10,000,000
Public and Products Liability:Optional Extension
Fidelity:$50k automatically included – higher can be considered
Cover:Broad, Professional Services Description
Additional coverage:
  • Use of Drones-$100,000 sub-limit
  • Contamination of Property-$100,000 sub-limit
  • Arranging landlords' residential property insurance when acting as an agent of an AFSL Holder
Look out for:
  • Valuation exclusion, conveyancing exclusion, but no exclusion for commingling of funds

Professional Services Description

Means the provision of the following real estate services:

  • Arranging Landlords' Residential Property Insurance as an Authorised Representative of an Australian Finance Services Licensee
  • Asset and facility management
  • Auctioneering (sales, land and livestock)
  • Body corporate/strata title management: commercial
  • Body corporate/strata title management: residential
  • Independent buyer's agents or advocacy
  • Property appraisals (exclusion property valuations)
  • Property management: commercial (including rent collection)
  • Property management: residential (including rent collection)
  • Real estate sales: commercial and residential
  • Real estate sales: off-the-plan property
  • Stock and station agent
  • Any marketing or advertising services with respect to the above
  • Any other real estate services as defined by any Australian state-based real estate institute or any Australian-based strata management professional body; and
  • Any other services specifically agreed to by Us and stated in the Schedule

Non Preferred:

  • Valuation services
  • Business broking
  • Coneyancing

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Professional liabilities claim form

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Email [email protected]